Annual percentage yield (APY) accurate as of last dividend declaration date and subject to change after account is opened; advertised rate includes a 0.开放的United Rewards或超检查账户，余额为0，增加25%.自股息支付之日起，余额为$1,000+的账户的年平均利率为15%. APY依赖于balance: 0.00% APY on balance less than $1,000; and 0.年利率为15%，余额为1,000美元以上. 费用可能会减少账户的收益. 开户最低余额为1,000美元. Consumer money market accounts only; business accounts not eligible. 视会员资格而定.